Lumen Risk
Designed by insurance experts. Powered by digital innovation.
IvaraX Analysis
Lumen Risk Services is a Dallas-based insurtech company that combines commercial insurance expertise with digital innovation to modernize program administration and underwriting workflows. The company offers technology-enabled solutions including an integrated underwriting platform and agent portal, backed by an experienced leadership team from the wholesale and program insurance space.
Key Strengths
- +Experienced leadership team with deep roots in wholesale brokerage, underwriting, and program operations
- +Technology-forward approach with integrated data sources and modeling capabilities
- +Clear organizational values and culture documented through their Lumen8 principles
- +Focus on both technological innovation and high-touch service delivery
- +Specialized expertise in commercial property and non-admitted real estate classes
Ideal For
- →Insurance agents seeking a tech-enabled program administrator with streamlined submission processes
- →Wholesale brokers looking for responsive underwriting partnerships with modern tools
- →Commercial property and real estate insurance programs requiring catastrophe modeling integration
- →Carriers interested in partnering with an innovative, values-driven program administrator
Things to Consider
- !As a relatively newer entrant in the market, prospective partners may want to evaluate track record and program history
- !Geographic focus appears centered in Texas/Dallas area, which may affect regional expertise
- !Specific lines of business and appetite details are not extensively detailed on the website
About Lumen Risk
Lumen Risk Services is an insurance technology company founded by seasoned industry professionals who bring decades of combined experience in wholesale brokerage, program operations, underwriting, and financial management. The company was built on the premise that the insurance industry is ripe for technological transformation, combining deep commercial insurance expertise with modern digital innovation to deliver streamlined solutions for agents and carriers alike. The Dallas-based firm operates with a clear set of guiding principles called "Lumen8," which emphasizes people-first values, community engagement, integrity, and relentless pursuit of innovation. Their leadership team includes veterans from wholesale brokerage, underwriting, claims, reinsurance, and enterprise technology development. Lumen Risk distinguishes itself through a powerful underwriting platform that integrates third-party data sources, weather analytics, and catastrophe modeling, alongside an agent portal designed to simplify the submission process and enhance the overall business experience for program administrators and their partners.
Why Choose Lumen Risk
- Integrated underwriting platform with one-click access to third-party data, weather analytics, and catastrophe modeling
- Leadership team with 40+ combined years of commercial insurance and technology experience
- Streamlined agent portal that simplifies submissions and interactions with underwriters
- Commitment to service excellence with dedicated, responsive support enhanced by technology
- Values-driven organization with transparent guiding principles focused on integrity and accountability
Services
Insurance UnderwritingUnderwriting PlatformAgent PortalCommercial Property InsuranceProgram Administration
Technologies
Third-party Data IntegrationWeather AnalyticsCatastrophe Modeling
Tech Stack(detected from website)
Custom underwriting platformWeb-based agent portalThird-party data integration APIsWeather analytics systemsCatastrophe modeling tools
Categories
Company Info
- Headquarters
- Dallas, TX, US
